Compliance OS for Australian mortgage brokers

Everything you need for audit-ready compliance

Built for the way brokers actually work. Compliance first, performance built in.

Compliance modules

Audit-ready compliance workflows, automated checks, and evidence-grade logs — with performance intelligence built in.

Advice pack generation

Structured BID documentation drafted from your inputs. Comparison summaries, recommendations, alternatives, risks, and disclosures — all grounded in data you provide. Nothing fabricated.

BID Score

A compliance pulse check for every file. Highlights gaps like missing exclusion reasons, undocumented goals, or high LVR without risk commentary. Fix issues before lodgement, not after a review.

Clause detection

Automated disclosure checks that scan your documentation for required risk statements, exclusion reasoning, and regulatory clauses. Catch what manual review misses.

Audit trail

Evidence-grade logging of every generation, edit, and export with timestamps and user attribution. One-click CSV export when your aggregator or ASIC comes knocking.

Custom templates

Set your preferred tone — formal, plain English, or concise. Add standard disclosure boilerplate and default risk wording so every advice pack starts exactly the way you want.

PDF export

Clean, branded output ready for your client file. Includes your organisation name, version number, date, and BID Score. One click, straight into your file.

Powered by smart automation designed for broker compliance workflows. You review, tweak, and approve before export.

Embedded insights

Performance intelligence lives inside your compliance workflows — not in a separate tool.

Pipeline visibility

See where deals stall, which stages leak the most value, and how your funnel converts from enquiry to settlement.

Lender intelligence

Approval rates, turnaround times, and policy fit across your lender panel — all derived from your own deal data.

Team performance

Broker-level analytics and leaderboards that help principals identify coaching opportunities and celebrate wins.

Industry benchmarks

Anonymised peer comparisons for context — not competition. Know where you stand relative to similar brokerages.

Your BID Score

This isn't a pass or fail — just a quick compliance pulse check. Your BID Score highlights gaps in your file so you can strengthen it before lodgement. Protect your back if you're ever reviewed.

Every file gets scored automatically. You can also re-score after edits to see your progress in real time.

How the ranges work

85+ Strong

85–100: Strong — file is well-documented

60–84 Review

60–84: Fair — some gaps to address

<60 Gaps

1–59: Weak — needs significant work

What BIDShielder is not

We believe in being upfront about what this tool does and what it doesn't.

It does not provide legal advice

It generates structured draft content based on your inputs

It does not guarantee compliance

It highlights gaps so you can address them before lodgement

It does not fabricate lender information

It only uses the lender details you provide

It does not replace your judgement

It gives you a strong starting point you review and own

Everything in one platform

Audit-ready BID advice packs
BID Score compliance checking
Clause detection and disclosure management
Evidence-grade audit trail
Deal pipeline with compliance monitoring
Performance insights and benchmarks

Ready to make every file audit-ready?

Start your free trial today. No credit card needed. Cancel anytime.